Insurance Defense

Mr. Howie has been a very active insurance defense attorney since his legal career began 30+ years ago, and currently defends cases for multiple insurance companies. This experience benefits ALL of Mr. Howie’s clients – insurance companies and their insureds, AND injured person making claims against insurance companies. Mr. Howie has been representing insurance companies against injured claimants, AND has also been representing injured persons against insurance companies, for over three decades. This is like an NFL player who plays both offense and defense. When playing offense, the player knows how the opposing defensive player thinks and feels. When playing defense, the player knows how the opposing offensive player thinks and feels. And so it is with Mr. Howie – he knows how the enemy thinks and feels when Mr. Howie is representing injured persons, and he knows how the enemy thinks and feels when he is representing insurance companies and their insureds. This broad experience makes Mr. Howie well-qualified to get results in cases against insurance companies, and to get results in cases FOR insurance companies.

Mr. Howie has the experience and availability to assist an insurer with the following types of matters in Maryland, D.C., and Virginia:

• Personal injury liability defense
• UM/UIM defense
• Property damage claims and appraisals
• Coverage analyses
• Examinations under oath
• Declaratory judgment actions
• State insurance commission matters
• Mediations
• Binding arbitrations
• Interpleaders
• Court approval of minor settlements and wrongful death settlements
• Maryland “friendly suits”
• Subrogation recovery